COABE Membership Insurance Program

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More than half of all Americans* are uninsured or say they don’t have enough life insurance ... because they overestimate the cost, they think life insurance is hard to get, or they just haven't taken the time.

Are you one of them?

If the answer is yes, the solution to your "protection gap" may be the Group Term Life Insurance Plan sponsored by Coalition on Adult Basic Education. Here are a few reasons why:

  • Rates are competitive. For instance, a member in his or her mid-30s can add $100,000 of protection for less than $6 per month. Find out exactly how much you’ll pay using our rate calculator.
  • Once approved, your insurance will remain in-force, to age 80, as long as you pay your premiums when due. You never have to reapply to get the best rates, as with the many “level-term” insurance plans on the market.
  • For a limited time, we’re making it easy to apply by waiving the medical exam for members requesting up to $120,000 in coverage. Provide basic information online, then New York Life Insurance Company will call you at a convenient time to gather your health information by phone.